Kaya Ko Yan! Privacy Policy

Effective Date: November 27, 2025
 Applies to: All users of Kaya Ko Yan! (“KKY”), including buyers and creators

1. Introduction

Kaya Ko Yan! (“KKY,” “we,” “our,” or “us”) values your privacy. This Privacy Policy explains how we collect, use, share, and protect your personal information when you use our platform.

By accessing or using KKY, you agree to this Privacy Policy and consent to the collection and processing of your information as described here.

2. Information We Collect

We collect the following types of information:

Account Information

  • Name, email address, phone number, username, and password.

  • Business or tax registration details if you register as a Creator.

Transaction Information

  • Payment details (via payment processors such as GCash, Maya, or PayMongo/Xendit).

  • Purchase and sales history, including products/services bought or sold.

Content & Listings

  • Digital products, services, descriptions, and other content you upload as a Creator.

Technical Data

  • Device information, IP address, browser type, and cookies.

  • Log data on how you use the platform (pages viewed, time spent).

3. How We Use Your Information

We use your information to:

  1. Provide and operate the KKY marketplace.

  2. Process payments and payouts securely.

  3. Communicate with you (support, notifications, updates).

  4. Enforce platform rules, investigate fraud, and resolve disputes.

  5. Improve user experience (analytics, site performance, personalization).

  6. Comply with legal obligations, including tax and regulatory reporting.

4. Sharing of Information

We do not sell or rent your personal data. However, we may share it with:

  • Payment processors (GCash, Maya, PayMongo, Xendit, banks) to complete transactions.

  • Service providers (hosting, analytics, customer support tools).

  • Law enforcement or regulators when required by law.

  • Other users when necessary for transactions (e.g., Creator contact info for delivering services).

5. Data Retention

  • We keep your data as long as your account is active, or as required by law (e.g., 5 years for financial records).

  • You may request deletion of your data, but certain records may remain for compliance.

6. Your Rights (Philippine Data Privacy Act)

As a user, you have the right to:

  • Access: Request a copy of your personal data we hold.

  • Rectify: Correct inaccurate or outdated information.

  • Erase: Request deletion of your account and data (subject to legal obligations).

  • Withdraw Consent: Opt out of certain data uses like marketing emails.

  • File Complaints: With the National Privacy Commission (NPC) if your rights are violated.

Requests can be made by contacting [Insert Support Email].

7. Cookies and Tracking

  • We use cookies to improve site performance and personalize content.

  • You can disable cookies in your browser, but some features may not work.

8. Security

  • We use encryption (SSL) and secure servers to protect your data.

  • Access to personal data is restricted to authorized staff only.

  • Despite these measures, no online system is 100% secure. Users are encouraged to use strong passwords and keep login details confidential.

9. Children’s Privacy

KKY is not intended for children under 18. We do not knowingly collect personal data from minors.

10. Policy Updates

We may update this Privacy Policy from time to time. Updates will be posted on our website with a revised “Effective Date.” Continued use of the platform means you accept the changes.

11. Contact Us

For privacy-related concerns, contact us at:
 📧 [Insert Support Email]
 📍 [Insert Office Address]